The Scion Guaranteed Auto Protection (GAP) Program provides retail or lease customers with one very significant benefit – peace of mind. This peace of mind comes from knowing that you and your family are protected from the burden of an unexpected financial obligation if your vehicle is declared a total loss.

What Your Auto Insurance Company May Pay

You might assume that the physical damage auto insurance you have is sufficient to cover any loses related to your vehicle. However, when a vehicle is declared a total loss, the primary auto insurance settlement is generally based on the market value of the vehicle. This amount may be substantially less than the balance due on the vehicle.